14 Tools for Credit Risk Management- Credit Risk Discipline Tools

Duration

60  Mins

Level

Basic & Intermediate

Webinar ID

IQW21C0311

  • 4 types of credit cultures and optimal credit culture
  • Elements of credit risk management
  • Regulatory expectations for credit culture and credit risk management
  • Role of credit discipline tools in building and maintaining credit culture and credit risk management
    • Written credit policy
    • Risk-driven credit analysis
    • Uniform credit packages
    • Experienced underwriting
    • Informed decision-making
    • Proper loan approval—minimal credit policy exceptions
    • Valid, granular risk rating system
    • Reliable closing and booking—minimal loan documentation exceptions
    • Loan performance monitoring and reporting
    • Independent loan review and audit functions
    • Adequate loan loss reserve
    • Professional problem asset management
    • Credit lending and training

Overview of the webinar

This webinar will help you to build, implement, and maintain strong credit culture. This course offers 14 tools to test and check the strength of the organization’s credit risk management and techniques for remediating and improving credit culture and credit risk management.

  • Learn elements of a strong credit culture
  • Explain linkage between credit culture and credit risk management
  • Describe the 14 credit discipline tools essential to a strong credit risk management and its culture

Who should attend?

  • Senior Lenders
  • Chief credit officers
  • Chief executive officers
  • Bank presidents
  • Bank directors
  • Credit risk managers
  • Credit approval officers

Why should you attend?

Both bank regulators and the market expects and demands excellence in credit risk management. These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.

Faculty - Mr.Dev Strischek

A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek is principal of Devon Risk Advisory Group based near Atlanta, Georgia.  Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc. Dev is also a member of the Financial Accounting Standards Board’s (FASB’s) Private Company Council (PCC).  PCC’s purpose is to evaluate and recommend to FASB revisions to current and proposed generally accepted accounting principles (GAAP) that are more appropriate for privately held firms.  He also serves as the PCC’s representative to FASB’s Credit Losses Transition Resource Group supporting the new current expected credit loss (CECL) standard. Dev is the former SVP and senior credit policy officer at SunTrust Bank, Atlanta. He was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management.

05-04-2021 - 14 Credit Risk Discipline Tools.pdf

100% MONEY BACK GUARANTEED

Refund / Cancellation policy
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